Credit Officer (Eleme Nchia, Port Harcourt, River State) at Entourage Integrated Trust Limited

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Credit Officer (Eleme Nchia, Port Harcourt, River State) at Entourage Integrated Trust Limited

Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance.
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in PORT HARCOURT, RIVERS STATE.

ELEME NCHIA 

NCHIA COMMUNITY  

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES


Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyse risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor the progress of existing loans
Daily & weekly repayment collection


REQUIREMENTS AND SKILLS


Proven work experience as a Credit Officer, loan officer, or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics, or related field


BENEFITS:


Starting Salary: 104,000
Monthly incentive 
Pension
Bi-annual Profit Sharing 
HMO
Flexible working hours: 11 am – 6 pm
Yearly appraisal 
Salary review based on performance
Source: Credit Officer (Eleme Nchia, Port Harcourt, River State) at Entourage Integrated Trust Limited