SME/Retail Loan Officer Vacancies at Alert Microfinance Bank

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At Alert Microfinance Bank Limited, we have built our impressive growth on excellent service delivery in a uniquely customer friendly environment with professional staff, a robust information technology IT structure, very sound corporate governance, robust risk management process and a highly skilled management.

 

SME/Retail Loan Officer

Job TypeFull TimeQualificationBA/BSc/HNDExperience2 - 5 yearsLocationLagosJob FieldBanking  , Sales / Marketing / Retail / Business Development Salary Range₦200,000 - ₦300,000/month
Job Details

Loan Application Processing:

Receive and review loan applications submitted by SME clients.
Analyze financial statements, credit reports, and other relevant documents to assess the creditworthiness of applicants.
Conduct risk assessments and make recommendations regarding loan approvals or rejections based on established criteria.
Client Relationship Management:

Develop and maintain strong relationships with SME clients, understanding their business needs and financial requirements.
Provide guidance and advice to clients on suitable loan products and financial solutions.
Address client inquiries, concerns, and requests promptly and professionally.
Credit Underwriting:

Evaluate loan applications to determine the appropriate loan amount, interest rates, and repayment terms.
Assess the risk associated with each loan application and ensure compliance with lending policies and regulations.
Collaborate with credit risk management teams to mitigate potential risks and ensure the quality of the loan portfolio.
Loan Documentation and Compliance:

Prepare and review loan documentation, ensuring accuracy and completeness.
Verify the authenticity of collateral and other security provided by borrowers.
Ensure compliance with regulatory requirements, internal policies, and procedures throughout the loan origination process.
Portfolio Management:

Monitor the performance of existing loan portfolios, including repayment schedules and outstanding balances.
Identify and address any delinquencies or defaults, implementing appropriate remedial actions as necessary.
Conduct regular reviews and assessments of client accounts to identify opportunities for upselling or refinancing.

Method of Application

Interested and qualified candidates should forward their CV to: [email protected] using the position as subject of email.